Auto Insurance

Your vehicle is a valuable investment, and as a car owner, you know that accidents can occur without warning, leading to property damage, injuries and legal liabilities. At The Insurance Station in Altoona, Iowa, we can help ensure you have adequate insurance coverage. Contact us today to learn more about how we can help you financially protect your investment.

What Does Auto Insurance Cover?

Depending on your policy, coverage options will vary. The following are some of the most common coverages:

• Comprehensive coverage—This may help cover noncollision damage, such as accidents involving animals, fire, weather, vandalism and theft. It may also help repair or replace your car minus the deductible.
• Liability insurance—This can help pay for third-party injury and property damage claims up to the policy’s limits.
• Collision coverage—This can help repair or replace your car if it collides with another vehicle or object.
• Uninsured/underinsured motorist coverage—This may help cover accident-related and medical bills when the at-fault driver lacks sufficient coverage.
• Guaranteed asset protection insurance—This may bridge the financial gap between your loan or lease payoff and the insurer’s settlement in case your vehicle is a total loss due to a covered incident.
• Medical payments coverage—This may help cover medical costs for you and your passengers after an accident, regardless of fault.

How Can I Get a Discount on My Auto Insurance?

You can avail yourself of several discounts on your auto insurance. Maintaining a clean driving record, bundling your auto insurance with other policies like home insurance and installing safety features can lead to lower premiums. Many insurers offer discounts for completing defensive driving courses or being loyal customers.

Where to Get Auto Insurance

Contact The Insurance Station to get the appropriate auto insurance coverage for your needs and budget.