Personal Umbrella Insurance
Personal Umbrella Insurance Information
Personal Umbrella Insurance
Simple things like having a swimming pool or entertaining guests in your home are enjoyable, but they can increase the chance that someone will get injured and sue you. To minimize your risk, consider a personal umbrella liability policy.
The Insurance Station is trusted by clients throughout Altoona and all of Iowa to get them personal umbrella insurance solutions.
Call us at 515-967-0489 or request your free, no-obligation quote now!
What Is Umbrella Insurance?
In the event that someone is injured on your property and you are found legally responsible, you could be faced with a costly financial burden. In fact, without a personal umbrella liability insurance policy, any expenses beyond the limits of your standard policy are your responsibility. This applies to your homeowners, renters, automobile and watercraft insurance policies.
Personal umbrella liability insurance provides an extra layer of protection over your personal assets for when your standard liability coverage is exhausted.
What Does an Umbrella Liability Policy Cover?
With umbrella insurance, you create a mechanism to settle your differences with others without subjecting yourself to a significant financial strain. You never know when a liability claim will exceed your policy’s limits, but umbrella coverage can help you be prepared for anything.
A single personal umbrella policy can be used in conjunction with numerous policies at the same time, including:
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Auto insurance
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Homeowners insurance
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Renters insurance
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Boat insurance
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Motorcycle insurance
To use this plan, you would first have to file a claim against your standard liability policy. Once that policy has maxed out its benefits, you can turn to your umbrella policy to cover the difference.
Most policies will offer at least $1 million in additional protection, and many will cover liabilities that aren’t covered at all by your basic policies.
Contact Us Today
To get your policy, contact The Insurance Station today. Our commitment is to keep you as financially secure as possible following challenging losses, and we’re here to help you make sure your umbrella liability policy provides you optimized protection at all times.
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